MH ADvantage® Mortgages for Manufactured Homes

Finding an affordable home is challenging when supply is low, prices are high, or available properties need renovations. Manufactured homes are an option that offers major cost savings over site-built homes. There are many attractive and modern models built to high standards with today’s most desirable amenities. The only difference is that they’re built in efficient, state-of-the-art factory facilities.

What is MH Advantage?

MH Advantage is a mortgage loan for manufactured homes with features typical of traditional single-family site-built homes. This program offers 30-year fixed-rate financing with benefits that exceed standard loans for factory-built homes. When you buy an eligible home, you’ll get:

Quality and Style

Homes that include attractive amenities like upgraded kitchens and bathrooms, attached garages, energy-efficient appliances, and architectural features that seamlessly match site-built counterparts and blend into traditional neighborhoods.

Affordability

MH Advantage offers down payments as low as 3%, interest rates lower than most traditional manufactured home loans, and cancellable mortgage insurance once you reach 20% equity in the home.

Homeownership Advantages

With MH Advantage financing, you benefit from the financial perks of homeownership, like the potential for tax benefits and building equity. This could mean more money in your pocket during tax time or if you decide to sell!

Get a Low Down Payment For Your Manufactured Home

Finding a manufactured home that fits your budget is easier than ever with MH Advantage financing. Available through most lenders, MH Advantage works similarly to mortgages for site-built homes. In other words, you own both the land and the home. This makes building equity over time a possibility!

*Compared to other manufactured home loans
**Once you reach 20% equity

A down payment as low as 3%

Traditional 30-year financing

Lower interest rates*

Cancellable mortgage insurance**

 

Search Manufactured and Modular Floor Plans

ManufacturedModularMH Advantage

Cedar Canyon / 2073

Built by: KIT Custom Homebuilders
Offered by: American Home Centers
3
2
1920 ft²
40'0" x 48'0"
3 Bdr / 2 Bath / 1920 sqft. - The Cedar Canyon 2073 is another fine example of Kit's commitment to quality and endurance. ...
ManufacturedModularMH Advantage

Pinehurst / 2501

Built by: KIT Custom Homebuilders
Offered by: American Home Centers
3
2
1174 ft²
26'8" x 44'0"
Pinehurst 2501 - 3 Bdr / 2 Bath / 1174 sqft. - The Pinehurst series from Kit Custom Homebuilders brings quality and comfor...
ManufacturedModularMH Advantage

Pinehurst / 2502

Built by: KIT Custom Homebuilders
Offered by: American Home Centers
3
2
1280 ft²
26'8" x 48'0"
Pinehurst 2502 - 3 Bdr / 2 Bath / 1280 sqft. - 3 bedroom home that offers the flexibility of converting one bedroom into a...
ManufacturedModularMH Advantage

Pinehurst / 2503

Built by: KIT Custom Homebuilders
Offered by: American Home Centers
3
2
1387 ft²
26'8" x 52'0"
3 Bdr / 2 Bath / 1387 sqft. - Pinehurst 2503 is a great home to start your family, with plenty of living space. This home...
ManufacturedModularMH Advantage

Pinehurst / 2505

Built by: KIT Custom Homebuilders
Offered by: American Home Centers
4
2
1867 ft²
26'8" x 70'0"
Pinehurst 2505 - 4 Bdr / 2 Bath / 1867 sqft. - Four bedroom home with separate living and family rooms. Family room with 4...
ManufacturedModularMH Advantage

Pinehurst / 2507

Built by: KIT Custom Homebuilders
Offered by: American Home Centers
3
2
1654 ft²
26'0" x 62'0"
3 Bdr / 2 Bath / 1654 sqft. - This Pinehurst 2507 offers 1654 square feet of living space with the added versatility of be...
ManufacturedModularMH Advantage

Cedar Canyon / 2076

Built by: KIT Custom Homebuilders
Offered by: American Home Centers
3
2
2321 ft²
44'0" x 54'0"
Cedar Canyon 2076 - 3 Bdr / 2 Bath / 2321 sqft. - Great floor plan for everyday living and hosting the parties at your new...
ManufacturedModularMH Advantage

Cedar Canyon / 2074

Built by: KIT Custom Homebuilders
Offered by: American Home Centers
3
2
2242 ft²
29'6" x 76'0"
Cedar Canyon 2074 - 3 Bdr / 2 Bath / 2242 sqft. - Lots of room to roam in this house. 3 Bedrooms, 2 bathrooms, family room...
ManufacturedModularMH Advantage

Pinehurst / 2508

Built by: KIT Custom Homebuilders
Offered by: American Home Centers
2
2
1387 ft²
26'8" x 52'0"
2 Bdr / 2 Bath / 1387 sqft. - This Pinehurst 2508 offers 1387 square feet of living space with the added versatility of be...
ManufacturedModularMH Advantage

Cedar Canyon / 2077

Built by: KIT Custom Homebuilders
Offered by: American Home Centers
3
2
2242 ft²
29'6" x 76'0"
Cedar Canyon 2077 - 3 Bdr / 2 Bath / 2242 sqft. - Walk in to a formal foyer and through an arched opening to a spacious li...
ManufacturedModularMH Advantage

Cedar Canyon / 2075

Built by: KIT Custom Homebuilders
Offered by: American Home Centers
3
2
1760 ft²
26'8" x 66'8"
3 Bdr / 2 Bath / 1760 sqft. - Cedar Canyon Model 2075 is 1760 square foot home designed with family lifestyle in mind. Gre...
ManufacturedModularMH Advantage

Pinehurst / 2508-WHC

Built by: KIT Custom Homebuilders
Offered by: American Home Centers
2
2
1387 ft²
26'8" x 52'0"
Pinehurst 2508 - 2 Bdr / 2 Bath / 1387 sqft. - This home offers 1387 square feet of living space with the added versatilit...
PLEASE NOTE:

All sizes and dimensions are nominal or based on approximate builder measurements. 3D Tours and photos may include dealer and/or factory-installed options. American Home Centers reserves the right to make changes in material, color, specifications, and features at any time without notice or obligation.