MH ADvantage® Mortgages for Manufactured Homes

Finding an affordable home is challenging when supply is low, prices are high, or available properties need renovations. Manufactured homes are an option that offers major cost savings over site-built homes. There are many attractive and modern models built to high standards with today’s most desirable amenities. The only difference is that they’re built in efficient, state-of-the-art factory facilities.

What is MH Advantage?

MH Advantage is a mortgage loan for manufactured homes with features typical of traditional single-family site-built homes. This program offers 30-year fixed-rate financing with benefits that exceed standard loans for factory-built homes. When you buy an eligible home, you’ll get:

Quality and Style

Homes that include attractive amenities like upgraded kitchens and bathrooms, attached garages, energy-efficient appliances, and architectural features that seamlessly match site-built counterparts and blend into traditional neighborhoods.

Affordability

MH Advantage offers down payments as low as 3%, interest rates lower than most traditional manufactured home loans, and cancellable mortgage insurance once you reach 20% equity in the home.

Homeownership Advantages

With MH Advantage financing, you benefit from the financial perks of homeownership, like the potential for tax benefits and building equity. This could mean more money in your pocket during tax time or if you decide to sell!

Get a Low Down Payment For Your Manufactured Home

Finding a manufactured home that fits your budget is easier than ever with MH Advantage financing. Available through most lenders, MH Advantage works similarly to mortgages for site-built homes. In other words, you own both the land and the home. This makes building equity over time a possibility!

*Compared to other manufactured home loans
**Once you reach 20% equity

A down payment as low as 3%

Traditional 30-year financing

Lower interest rates*

Cancellable mortgage insurance**

 

Search Manufactured and Modular Floor Plans

ManufacturedModularMH Advantage

Cedar Canyon / 2008

Built by: KIT Custom Homebuilders
Offered by: American Home Centers
4
2
2085 ft²
29'6" x 70'8"
Cedar Canyon 2008 4 Bdr / 2 Bath / 2085 sqft. - Room to roam! This house offers 4 bedrooms, Family Room, Living Room with ...
ManufacturedModularMH Advantage

Cedar Canyon / 2009

Built by: KIT Custom Homebuilders
Offered by: American Home Centers
4
2
1867 ft²
26'8" x 70'0"
Cedar Canyon 2009 - 4 Bdr / 2 Bath / 1867 sqft. - This comfortable Cedar Canyon home has 4 bedrooms and 2 bathrooms with a...
ManufacturedModularMH Advantage

Cedar Canyon / 2010

Built by: KIT Custom Homebuilders
Offered by: American Home Centers
3
2
1947 ft²
40'0" x 48'0"
Cedar Canyon 2010 - 3 Bdr / 2 Bath / 1947 sqft. - Home offers Morning Room with great windows for your enjoyment. Kitchen ...
ManufacturedModularMH Advantage

Cedar Canyon LS / 2026

Built by: KIT Custom Homebuilders
Offered by: American Home Centers
3
2
984 ft²
19'8" x 52'0"
Cedar Canyon 2026 - 3 Bdr / 2 Bath / 984 sqft. - Great home for a park replacement home. Good size living and dining room....
ManufacturedModularMH Advantage

Cedar Canyon LS / 2027

Built by: KIT Custom Homebuilders
Offered by: American Home Centers
2
2
1023 ft²
19'8" x 52'0"
2 Bdr / 2 Bath / 1023 sqft. - This Cedar Canyon 2027 is a great way to get your family into a home. This home has 2 bedro...
ManufacturedModularMH Advantage

Cedar Canyon / 2028

Built by: KIT Custom Homebuilders
Offered by: American Home Centers
3
2
1215 ft²
23'8" x 52'0"
3 Bdr / 2 Bath / 1215 sqft. - This Cedar Canyon 2028 has a great layout for some adult privacy in the master suite. This ...
ManufacturedModularMH Advantage

Cedar Canyon / 2029

Built by: KIT Custom Homebuilders
Offered by: American Home Centers
3
2
1420 ft²
23'8" x 60'0"
3 Bdr / 2 Bath / 1420 sqft. - This Cedar Canyon 2029 is another example of the fine craftsmanship of KIT Custom Homebuilde...
ManufacturedModularMH Advantage

Cedar Canyon / 2030

Built by: KIT Custom Homebuilders
Offered by: American Home Centers
3
2
1387 ft²
26'8" x 52'0"
3 Bdr / 2 Bath / 1387 sqft. - This Cedar Canyon 2030 is another example of the fine craftsmanship of KIT Custom Homebuilde...
ManufacturedModularMH Advantage

Cedar Canyon / 2044

Built by: KIT Custom Homebuilders
Offered by: American Home Centers
3
2
2085 ft²
29'6" x 70'8"
3 Bdr / 2 Bath / 2085 sqft. - Home has a standard porch and a great formal foyer that opens into the dining room and livin...
ManufacturedModularMH Advantage

Cedar Canyon / 2048

Built by: KIT Custom Homebuilders
Offered by: American Home Centers
2
2
1173 ft²
26'8" x 44'0"
2 Bdr / 2 Bath / 1173 sqft. - This Cedar Canyon 2048 is another example of the fine craftsmanship of KIT Custom Homebuilde...
ManufacturedModularMH Advantage

Cedar Canyon / 2055

Built by: KIT Custom Homebuilders
Offered by: American Home Centers
2
1
960 ft²
26'8" x 36'0"
2 Bdr / 1 Bath / 960 sqft. - This Cedar Canyon 2055 is another example of the fine craftsmanship of KIT Custom Homebuilder...
ManufacturedModularMH Advantage

Cedar Canyon / 2060

Built by: KIT Custom Homebuilders
Offered by: American Home Centers
3
2
1920 ft²
40'0" x 48'0"
3 Bdr / 2 Bath / 1920 sqft. - Huge living room and dining room combination. Covered porch which opens up into a full foyer...
PLEASE NOTE:

All sizes and dimensions are nominal or based on approximate builder measurements. 3D Tours and photos may include dealer and/or factory-installed options. American Home Centers reserves the right to make changes in material, color, specifications, and features at any time without notice or obligation.