MH ADvantage® Mortgages for Manufactured Homes

Finding an affordable home is challenging when supply is low, prices are high, or available properties need renovations. Manufactured homes are an option that offers major cost savings over site-built homes. There are many attractive and modern models built to high standards with today’s most desirable amenities. The only difference is that they’re built in efficient, state-of-the-art factory facilities.

What is MH Advantage?

MH Advantage is a mortgage loan for manufactured homes with features typical of traditional single-family site-built homes. This program offers 30-year fixed-rate financing with benefits that exceed standard loans for factory-built homes. When you buy an eligible home, you’ll get:

Quality and Style

Homes that include attractive amenities like upgraded kitchens and bathrooms, attached garages, energy-efficient appliances, and architectural features that seamlessly match site-built counterparts and blend into traditional neighborhoods.

Affordability

MH Advantage offers down payments as low as 3%, interest rates lower than most traditional manufactured home loans, and cancellable mortgage insurance once you reach 20% equity in the home.

Homeownership Advantages

With MH Advantage financing, you benefit from the financial perks of homeownership, like the potential for tax benefits and building equity. This could mean more money in your pocket during tax time or if you decide to sell!

Get a Low Down Payment For Your Manufactured Home

Finding a manufactured home that fits your budget is easier than ever with MH Advantage financing. Available through most lenders, MH Advantage works similarly to mortgages for site-built homes. In other words, you own both the land and the home. This makes building equity over time a possibility!

*Compared to other manufactured home loans
**Once you reach 20% equity

A down payment as low as 3%

Traditional 30-year financing

Lower interest rates*

Cancellable mortgage insurance**

 

Search Manufactured and Modular Floor Plans

ManufacturedModularMH Advantage

Cedar Canyon / 2003

Built by: KIT Custom Homebuilders
Offered by: American Home Centers
3
2
1067 ft²
26'8" x 40'0"
Cedar Canyon 2003 - 3 Bdr / 2 Bath / 1067 sqft. - Big things come in small packages! This home has a separate utility room...
ManufacturedModularMH Advantage

Cedar Canyon / 2005

Built by: KIT Custom Homebuilders
Offered by: American Home Centers
3
2
1387 ft²
26'8" x 52'0"
Cedar Canyon 2005 - 3 Bdr / 2 Bath / 1387 sqft. - Great kitchen with sink in island with views through the many windows in...
ManufacturedModularMH Advantage

Cedar Canyon / 2016

Built by: KIT Custom Homebuilders
Offered by: American Home Centers
3
2
1600 ft²
26'8" x 60'0"
Cedar Canyon 2016 - 3 Bdr / 2 Bath / 1600 sqft. - Great living room that also provides option for a 4th bedroom. Utility r...
ManufacturedModularMH Advantage

Cedar Canyon / 2043

Built by: KIT Custom Homebuilders
Offered by: American Home Centers
3
2
1961 ft²
29'6" x 66'8"
3 Bdr / 2 Bath / 1961 sqft. - Huge living room with guest closet and linen closet behind it. Utility room with large walk ...
ManufacturedModularMH Advantage

Cedar Canyon / 2046-2

Built by: KIT Custom Homebuilders
Offered by: American Home Centers
3
2
1652 ft²
29'6" x 70'8"
3 Bdr / 2 Bath / 1652 sqft. - This Cedar Canyon 2046-2 is another example of the fine craftsmanship of KIT Custom Homebuil...
ManufacturedModularMH Advantage

Cedar Canyon / 2018

Built by: KIT Custom Homebuilders
Offered by: American Home Centers
3
2
1494 ft²
26'0" x 56'0"
3 Bdr / 2 Bath / 1494 sqft. - Great floor plan for everyday living and hosting the parties at your new home! Give us a ca...
ManufacturedModularMH Advantage

Pinehurst / 2506-THM

Built by: KIT Custom Homebuilders
Offered by: American Home Centers
3
2
2006 ft²
29'6" x 68'0"
Pinehurst 2506 3 Bdr with an Activity Room or 4 Bdr/ 2 Bath / 2006 sqft. - Home offers large utility room and activity roo...
ManufacturedModularMH Advantage

Grand Manor / 6001

Built by: KIT Custom Homebuilders
Offered by: American Home Centers
3
2
1654 ft²
26'0" x 62'0"
3 Bdr / 2 Bath / 1654 sqft. - Kitchen offers an island work space, walk in pantry and convenient access to freezer space i...
ManufacturedModularMH Advantage

Grand Manor / 6003

Built by: KIT Custom Homebuilders
Offered by: American Home Centers
3
2
1933 ft²
40'0" x 48'0"
3 Bdr / 2 Bath / 1933 sqft. - Great kitchen with large arched window to look out from. Huge master bedroom with deluxe mas...
ManufacturedModularMH Advantage

Grand Manor / 6004

Built by: KIT Custom Homebuilders
Offered by: American Home Centers
3
2
2271 ft²
40'0" x 60'0"
3 Bdr / 2 Bath / 2271 sqft. - Great room and dining room combination open up this space for all kinds of furniture and use...
ManufacturedModularMH Advantage

Grand Manor / 6005

Built by: KIT Custom Homebuilders
Offered by: American Home Centers
3
2
2405 ft²
40'0" x 60'0"
3 Bdr / 2 Bath / 2405 sqft. - This Grand Manor 6005 is another example of the fine craftsmanship of KIT Custom Homebuilder...
ManufacturedModularMH Advantage

Grand Manor / 6006

Built by: KIT Custom Homebuilders
Offered by: American Home Centers
3
2
2735 ft²
40'0" x 70'0"
3 Bdr / 2 Bath / 2735 sqft. - Large wrap around kitchen with easy access to the family room. Kitchen has large walk in pan...
PLEASE NOTE:

All sizes and dimensions are nominal or based on approximate builder measurements. 3D Tours and photos may include dealer and/or factory-installed options. American Home Centers reserves the right to make changes in material, color, specifications, and features at any time without notice or obligation.